Watchman Unoccupied Property Insurance
The market-leading unoccupied property insurance for UK solicitors.
Watchman is a specialist policy featuring a wide standard of cover (including subsidence-subject to postcode) with more sympathetic policy terms that recognise the difficulties probate lawyers face.
- Easy to set up. Same day cover usually available
- Initial deposit only
- Balance of premium is deferred up to a year
- No cancellation fees
No hidden charges - More cost-effective
- Wide standard cover
- Easy security and inspection criteria
- NO risk of ‘gaps’ in the cover period and you pay only for the days on cover you need
- Watchman Insurance is provided for up to one year at a time and apart from a small initial deposit, you can usually settle the entire insurance premium when the house is sold or transferred.
The premium is ‘deferred’
Watchman insurance lasts for up to a year at a time but you only pay for the exact number of days cover you need when it is cancelled. A small deposit secures cover for a fixed daily rate that accumulates and is then settled when the property is sold/transferred up to a year later. Based on our own analysis of current Internet offerings, we believe that you will not better our premiums on a like-for-like basis with any other reputable insurance company.
Most Policies |
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Cover for malicious damage, theft, subsidence/ heave, and escape of water |
x | Usually included as standard |
Simple security requirements |
Onerous and may require better replacement locks | Hassle free – allowing you to use the pre-existing locks |
Inspection requirements |
Weekly | Every 30 days |
Hidden charges and cancellation fees |
Very likely | None |
Better Cashflow |
Use own funds to pay premium or enter finance agreement. | Deferred payment and daily price mean you only pay for exact days needed. Up to 1 year. |
Client in care home/Administration/Deputyship |
X | Included |
Watchman insurance is administered by Straight Solutions Ltd, an independent insurance intermediary regulated by the Financial Conduct Authority (FCA ref. 315448)
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© Copyright 2019 | Company Registration No. 05098852 | VAT Registration Number 859246388 | Website Design by Avalanche
© Copyright 2019
Company Registration No. 05098852
VAT Registration Number 859246388
Website Design by Avalanche